Simple Shared Finances
For Partners.
Link your banks and MosyMoney finds your monthly bills, splits what’s shared, and shows you the real number left for the month. Free for 60 days. No spreadsheet. No more “who paid for what.”
Built for two people sharing a life — or just a lease.
Anyone who splits bills without wanting to merge everything behind them.
Couples who keep money separate
Separate accounts, separate paychecks, shared rent. Split what’s joint, keep the rest to yourself.
Partners earning different amounts
Set the split to whatever you both call fair — 50/50, 60/40, 75/25 — and every shared charge follows it.
Two people sharing a place
A roommate, a sibling, a friend you bought a house with. If you split bills and settle up, this fits.
Anyone who just wants their number
It works on your own. Connect your accounts today and invite someone later — or never.
A shared space pairs two people. Larger households aren’t supported yet.
Your paycheck isn't what you think it is.
Most of it was committed before you ever saw it.
Up and running in minutes.
Connect your accounts
Say what you expect to earn and save, then link your banks and cards — MosyMoney tells you which ones matter and why. Read-only, always.
- Checkingwhere your bills get paid
- Credit cardsdon't skipwhere most spending lives
- Savings & investmentsoptional — completes the picture
Approve what we found
MosyMoney reads your history and finds the bills that come every month. Every row arrives already added — dismiss what doesn't belong and that's your baseline.
One default, zero math
Pick how you usually divide shared costs. Every split starts there, you can override any single one later — and from then on the month runs itself.
Built around one number.
One tap decides who pays
Every transaction gets a single control: Mine, Split, or Theirs. Tap it once and the math is done — your share lands in your month, the rest lands on the balance between you. Set your usual ratio in settings and Split just follows it; override any single charge whenever you want.
The number that survives the month
Money in, minus money out, equals what's left. Not your account balance — the figure that already knows about the mortgage.
Your recurring, found for you
Connect a bank and MosyMoney finds the bills that come every month — rent, utilities, the subscriptions you stopped noticing — names them, and hands you a list to approve. Add anything it missed.
Know if you're ahead of yourself
Halfway through the month, is $553 a lot? MosyMoney shows you against a typical month by the same day — so you find out on the 12th, not the 30th.
Separate accounts, one picture
Nobody has to merge anything. Keep your own banks, your own cards, your own money — MosyMoney shows each of you your own number and both of you the shared one.
Simple, transparent pricing
Try everything free for 60 days — then one small yearly price.
Individual
60-day free trial · no card required
- Link unlimited bank accounts
- Automatic sync & categorization
- Your recurring found and tracked for you
- What's left, every day of the month
Couples
60-day free trial · no card required
- Everything in Individual
- Covers both partners — one plan
- Split & settle shared expenses
- One shared picture of the month
Questions, answered
- How much does MosyMoney cost?
- Every new account starts with a full-featured 60-day free trial — no card required. After that, it is $12/year for one person, or $24/year for a Couples plan that covers both partners. That is it: no monthly plans, no add-ons, no surprises.
- Is it safe to connect my bank account?
- Your connection is read-only and secured with bank-level encryption — MosyMoney can see your transactions to help you split them, but can never move your money. Your login credentials are never shared with us.
- How does MosyMoney know what my recurring bills are?
- It reads the history from the accounts you link and looks for charges that come on a regular monthly, biweekly or weekly schedule — it needs to see a few of them before it is confident. It proposes each one with a name, amount, and category, and nothing counts toward your month until you approve it. Bills that arrive once or twice a year are the ones to add yourself; new ones it spots later appear on your dashboard automatically.
- Do both partners need to sign up?
- You can start solo and link your own accounts right away. To split shared expenses automatically, your partner joins and links theirs too — then you both see the same shared picture.
- Do I have to combine accounts with my partner?
- No. MosyMoney works with whatever account structure you already have — fully separate, joint, or a hybrid. It shows the shared view across your accounts without forcing you to merge anything.
Start with clarity.
Together.
We’re still building. Be first in line when MosyMoney opens up.